TERMS OF PAYMENT

When you make payments through DatingPsyche, you agree to these Payments Terms.

PAYMENT SOURCES

We want to make payments convenient, so we allow you to make payments using a number of different payment sources, like credit cards and debit cards via PayPal. When you provide a payment source to us, you confirm that you are permitted to use that payment source. You also authorize us to collect and store it, along with other related transaction information. When you make a payment, you authorize us (and our designated payment processor) to charge the full amount to the payment source you designate for the transaction. If you pay by credit or debit card we may obtain a pre-approval from the issuer of the card for an amount up to the amount of the purchase. We will bill your card at the time of purchase or shortly thereafter. If you cancel a transaction before completion, that pre-approval may result in your funds not otherwise being immediately available. If you pay by debit card and your payment results in an overdraft or other fee from your bank, you alone are responsible for that fee.

PURCHASING

When you confirm a transaction on DatingPsyche, you agree to be bound by and pay for that transaction. Pay attention to the details of the transaction, because your total price may include taxes and fees, which you are responsible for paying. Don't commit to a transaction unless you are ready to pay, because all sales are final. If you order something that becomes unavailable before it can be provided to you, your only remedy is to receive a refund of your purchase price. When you "purchase" a virtual gift from our gift shop, we commit to posting the gift on the recipient's profile for a period of 3 weeks. Our obligation ends when we deliver the gift. You may be presented with additional terms related to a specific purchase before you confirm the transaction (such as shipping terms for tangible goods). Those additional terms will also govern that transaction. Even though we use terms like "purchase," "buy," "sell," and "order" to talk about transactions related to virtual gifts and credits, we don't transfer an ownership interest in those items. For example, the virtual gifts we make available through our gift shop are licensed to you, not sold. WE MAKE NO WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, WITH RESPECT TO ANY PRODUCTS OR SERVICES SOLD ON OR THROUGH DatingPsyche.

PURCHASING CREDITS & GIFTS

You may purchase credits from DatingPsyche to purchase virtual gifts. When you purchase or receive credits, you do not own the credits. Rather, you receive a limited right to use such credits in connection with certain features, such as the purchase of a virtual gift. Purchases of credits are non-refundable. You will not sell credits to anyone, or transfer them to anyone outside of DatingPsyche. We may change the purchase price for credits at any time as well as the ways that you can use or transfer credits. We also reserve the right to stop issuing credits. Credits are not redeemable for any sum of money or monetary value from us unless we agree otherwise in writing. If you leave a balance of credits unused for two years, we may redeem those credits. If you deactivate your account you will lose any accumulated credits. If you break our terms of service and we deactivate your account, we will redeem your credits.

DISPUTES & REVERSALS

If you believe that an unauthorized transaction has taken place under your account, you agree to notify us immediately, so that we may take action to prevent financial loss. To the fullest extent permitted by law, you waive all claims against us related to payments unless you submit the claim to us within 30 days after the charge. You are responsible for and agree to reimburse us for all reversals, charge-backs, claims, fees, fines, penalties and other liability incurred by us (including costs and related expenses) that were caused by or arising out of payments that you authorized or accepted. If you enter into a transaction with a third party and have a dispute over the goods or services you purchased we have no liability for such goods or services. Our only involvement with regard to such transaction is as a payment agent. We have no obligations to intervene between users regarding payments although we may if we choose to. Your only remedy for a technical failure or interruption of service is to request that your transaction be completed at a later time.

ACTIONS WE MAY TAKE

As part of our effort to keep DatingPsyche safe, we may take certain actions to reduce liability for users and us. We may make any inquiries that we consider necessary, either directly or through third parties, concerning your identity and creditworthiness. We may cancel any transaction if we believe the transaction violates these Payments Terms or the Statement of Rights and Responsibilities, or we believe doing so may prevent financial loss. We may place a delay on a payment for a period of time, limit payment sources for a transaction, and limit your ability to make a payment or deactivate your account if we believe doing so may prevent financial loss. We may contact your payment source issuer, law enforcement, or impacted third parties (including other users) and share details of any payments you are associated with if we believe doing so may prevent financial loss or a violation of law. We may cancel any credits transferred, assigned, or sold in violation of these Payments Terms or the Statement of Rights and Responsibilities.

We may change these Payment Terms, in whole or in part, even though the changes may affect accumulated credits at any time.